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All crypto yields
Sort by rate or expiry, filter by venue, category or chain. Rates refresh daily from DeFiLlama and CoinGecko; terms and backing facts are checked by hand.
| Asset ▾ | Category ▾ | Venue ▾ | Issuer / Protocol ▾ | Term ▾ | APY ▾ | TVL ▾ | Price ▾ | |
|---|---|---|---|---|---|---|---|---|
| Morpho Steakhouse USDC★ Featured Curated vault — a named curator picks the markets, which is an extra layer of discretion to be aware of. | DeFi Lending | DeFi | Morpho / Steakhouse | Variableno end date | 4.85% | $142M | $1.00 | Earn →ref |
| OpenEden T-Bills★ FeaturedTBILL Tokenised US T-bills. 100,000 USDC minimum. | Treasuries | RWA | OpenEden | Variableno end date | 3.53% | $22M | $1.16 | Earn →ref |
| SwissBorg Earn GRT Smart Yield. The range runs 6.53% at Standard tier to 13.06% at Elite — shown here at the top of the range. 24-hour withdrawal window. Explicitly outside MiCA: investor protections do not apply. | CeFi Earn | CeFi | SwissBorg | Variableno end date | 13.06% | n/d | — | Earn →ref |
| Kinesis Earn PRE-REGISTRATION ONLY — this product is not yet live. Introductory rate for the first $75M pledged, $1,000 minimum, 12-month term. Kinesis states it is not intended for UK persons. Early withdrawal forfeits all yield. | CeFi Earn | CeFi | Kinesis | Variableno end date | 12.00% | n/d | — | Earn →ref |
| Wirex X-Accounts Zero lock-up, paid daily. Wirex advertises two different ceilings on its own site (17% on one page, 9.75% on another) — listed at the lower. X-Accounts are not FCA-regulated and not FSCS protected. | CeFi Earn | CeFi | Wirex | Variableno end date | 9.75% | n/d | — | Earn →ref |
| Morpho Steakhouse USDGsteakUSDG Curated vault. Around half the rate is token incentives rather than borrower demand, so expect it to decay. | DeFi Lending | DeFi | Morpho / Steakhouse | Variableno end date | 7.16% | $521M | $1.00 | Earn →ref |
| Bitpanda Earn (Stablecoins) USDC, up to 7% = 3% base plus a variable bonus. 14-day redemption lock. Bitpanda states this is an unregulated product, explicitly not classified under MiCAR. | CeFi Earn | CeFi | Bitpanda | Locked14-day lock | 7.00% | n/d | — | Earn →ref |
| USD.AI Staked USDaisUSDai 30-day unlock period. | Stablecoin Yield | DeFi | USD.AI | Locked30-day unlock | 6.93% | $440M | $1.00 | Earn →ref |
| Re reUSDreUSD Yield sourced from reinsurance premiums — a genuinely different risk to lending or staking. | Stablecoin Yield | DeFi | Re | Variableno end date | 6.88% | $350M | $1.00 | Earn →ref |
| Ledn USDC Growth 6.50% below 100,000 USDC, 8.50% on the excess — unusually, the rate rises with size. Yield comes from a ring-fenced BTC-collateralised loan book at 2:1. Not available in the US or Canada. | CeFi Earn | CeFi | Ledn | Variableno end date | 6.50% | n/d | — | Earn →ref |
| Jupiter Lend USDC | DeFi Lending | DeFi | Jupiter | Variableno end date | 6.14% | $448M | $1.00 | Earn →ref |
| Pendle PT-sUSDSPT-sUSDS Fixed yield if held to maturity. Beats the variable Sky rate of 3.60%. | LP & Vaults | DeFi | Pendle | Fixed to25 days left | 6.02% | $4M | $0.98 | Earn →ref |
| Gemini Staking (UK) SOL staking for UK customers, live since August 2025. The UK rate is higher than Gemini’s global rate. Gemini takes 25–35% of rewards as a fee. Not covered by the FSCS or the Financial Ombudsman. | CeFi Earn | CeFi | Gemini | Variableno end date | 6.00% | n/d | — | Earn →ref |
| Fluid USDC | DeFi Lending | DeFi | Fluid (Instadapp) | Variableno end date | 5.61% | $130M | $1.00 | Earn →ref |
| Nexo Earn Flexible savings, USDT. Requires a $5,000 portfolio balance to earn anything. UK customers must complete investor categorisation annually. Nexo’s own site and the rate aggregators disagree on the ceiling — treat the higher figures with caution. | CeFi Earn | CeFi | Nexo | Variableno end date | 5.50% | n/d | — | Earn →ref |
| Marinade Staked SOLmSOL Around 2–3 days to unstake. | L1 Staking | DeFi | Marinade | Variableno end date | 5.45% | $212M | $132.81 | Earn →ref |
| Convex crvUSD Boosted LP yield | LP & Vaults | DeFi | Convex / Curve | Variableno end date | 5.41% | $14M | $1.00 | Earn →ref |
| OKX Earn Simple Earn Flexible, SOL — estimated APR. Rates vary by asset. | CeFi Earn | CeFi | OKX | Variableno end date | 5.41% | n/d | — | Earn →ref |
| Sanctum InfinityINF Liquid staking token index | L1 Staking | DeFi | Sanctum | Variableno end date | 5.20% | $181M | $241.30 | Earn →ref |
| Staked USDesUSDe Synthetic dollar. Yield is perpetual funding rate and can go negative. 7-day unstaking cooldown. | Stablecoin Yield | DeFi | Ethena | Variableno end date | 5.17% | $1.1B | $1.25 | Earn →ref |
| Jupiter Staked SOLJupSOL Around 2–3 days to unstake. | L1 Staking | DeFi | Jupiter | Variableno end date | 5.15% | $477M | $114.46 | Earn →ref |
| Maple Syrup USDCsyrupUSDC Undercollateralised lending to institutions. Withdrawals are a FIFO queue — usually within 24 hours, but up to 30 days is possible. | DeFi Lending | DeFi | Maple | Variableno end date | 5.11% | $2.5B | $1.00 | Earn →ref |
| Staked Frax USDsfrxUSD | Stablecoin Yield | DeFi | Frax | Variableno end date | 5.05% | $36M | $1.09 | Earn →ref |
| Usual bUSD0bUSD0 FOUR-YEAR lock-up — the longest term on the site. The rate is entirely token incentives. | Stablecoin Yield | DeFi | Usual | Locked4-year lock | 4.95% | $498M | $1.00 | Earn →ref |
| Drift dSOLdSOL Around 2–3 days to unstake, or instant via a DEX. | L1 Staking | DeFi | Drift | Variableno end date | 4.90% | $264M | $232.00 | Earn →ref |
| Aave v3 USDTaEthUSDT Supply yield. | DeFi Lending | DeFi | Aave | Variableno end date | 4.85% | $135M | $1.00 | Earn →ref |
| Morpho Gauntlet USDC Prime Curated vault — a named curator picks the markets. | DeFi Lending | DeFi | Morpho / Gauntlet | Variableno end date | 4.80% | $402M | $1.00 | Earn →ref |
| Jito Staked SOLjitoSOL Staking plus MEV rewards. Around 2–3 days to unstake, or instant via a DEX. | L1 Staking | DeFi | Jito | Variableno end date | 4.73% | $969M | $122.96 | Earn →ref |
| Savings crvUSDscrvUSD | Stablecoin Yield | DeFi | Curve | Variableno end date | 4.50% | $15M | $1.04 | Earn →ref |
| Binance bnSOLbnSOL Exchange-issued Solana liquid staking token. | L1 Staking | DeFi | Binance | Variableno end date | 4.47% | $1.0B | $231.00 | Earn →ref |
| Liquid Collective LsETHLsETH | ETH Staking | DeFi | Liquid Collective | Variableno end date | 4.09% | $628M | $4,530 | Earn →ref |
| Spark Savings USDTsUSDT Governance-set savings rate. | Stablecoin Yield | DeFi | Spark | Variableno end date | 4.00% | $409M | $1.00 | Earn →ref |
| Aave v3 USDCaEthUSDC Supply yield | DeFi Lending | DeFi | Aave | Variableno end date | 3.95% | $139M | $1.00 | Earn →ref |
| Stader ETHxETHx | ETH Staking | DeFi | Stader | Variableno end date | 3.89% | $150M | $2,512 | Earn →ref |
| BlackRock USD Digital LiquidityBUIDL Tokenised US Treasuries. $5,000,000 minimum — US Qualified Purchasers only. | Treasuries | RWA | BlackRock / Securitize | Variableno end date | 3.87% | $813M | $1.00 | Earn →ref |
| Staked USDSsUSDS Sky Savings Rate — the de-facto DeFi benchmark rate. | Stablecoin Yield | DeFi | Sky (ex-Maker) | Variableno end date | 3.80% | $4.5B | $1.11 | Earn →ref |
| Spark Savings USDCsUSDC Governance-set savings rate. | Stablecoin Yield | DeFi | Spark | Variableno end date | 3.80% | $276M | $1.00 | Earn →ref |
| Ondo US Dollar YieldUSDY Yield-bearing note. $1 minimum, non-US only. Rate set monthly by Ondo. | Treasuries | RWA | Ondo | Variableno end date | 3.75% | $1.3B | $1.15 | Earn →ref |
| Kelp rsETHrsETH Restaked ETH. Double slashing exposure. | ETH Staking | DeFi | Kelp DAO | Variableno end date | 3.67% | $872M | $4,510 | Earn →ref |
| Ondo Short-Term US GovOUSG Short-term Treasuries. Management fee waived until 1 January 2027. | Treasuries | RWA | Ondo | Variableno end date | 3.59% | $186M | $117.00 | Earn →ref |
| Yearn USDC VaultyvUSDC Auto-compounding vault | LP & Vaults | DeFi | Yearn | Variableno end date | 3.58% | $18M | $1.12 | Earn →ref |
| Hashnote / Circle US YieldUSYC Tokenised money market fund. 100,000 USDC minimum, non-US persons only. | Treasuries | RWA | Circle (Hashnote) | Variableno end date | 3.54% | $2.2B | $1.14 | Earn →ref |
| Coinbase USDC Rewards Requires a Coinbase One membership (£4.99/month in the UK). Available in the UK; ended for EEA customers in December 2024 under MiCA. | CeFi Earn | CeFi | Coinbase | Variableno end date | 3.50% | n/d | — | Earn →ref |
| Superstate Short DurationUSTB Short-duration government fund. $100,000 minimum, US qualified purchasers and accredited investors. | Treasuries | RWA | Superstate | Variableno end date | 3.36% | $434M | $10.62 | Earn →ref |
| Compound v3 USDCcUSDCv3 | DeFi Lending | DeFi | Compound | Variableno end date | 3.23% | $38M | $1.00 | Earn →ref |
| Bitstamp Staking ETH staking, UK live since May 2025 under the January 2025 CIS exclusion. No lock-in beyond the protocol’s own. Rates last verified May 2025 — re-check before relying on them. | CeFi Earn | CeFi | Bitstamp | Variableno end date | 3.10% | n/d | — | Earn →ref |
| Franklin OnChain US Gov MMFBENJI FOBXX on-chain. $20 minimum but US investors only. | Treasuries | RWA | Franklin Templeton | Variableno end date | 3.07% | $678M | $1.00 | Earn →ref |
| JustLend USDDUSDD Almost the entire rate is token incentives; the base lending rate is close to zero. | DeFi Lending | DeFi | JustLend | Variableno end date | 2.77% | $347M | $1.00 | Earn →ref |
| ether.fi weETHweETH Restaked ETH — exposed to slashing twice over, on Ethereum and again on the services it secures. | ETH Staking | DeFi | ether.fi | Variableno end date | 2.74% | $5.0B | $4,520 | Earn →ref |
| Kraken Staking Bonded ETH staking. Kraken does not publish the bonding period per asset. UK customers cannot use Opt-in Rewards or DeFi Earn. | CeFi Earn | CeFi | Kraken | Variableno end date | 2.63% | n/d | — | Earn →ref |
| Revolut Staking ETH staking. Two-day warm-up, then an 11-day wait after unstaking before you can sell or transfer. Revolut’s marketing page and help page disagree on whether a commission is taken. | CeFi Earn | CeFi | Revolut | Variableno end date | 2.45% | n/d | — | Earn →ref |
| StakeWise osETHosETH | ETH Staking | DeFi | StakeWise | Variableno end date | 2.34% | $365M | $2,464 | Earn →ref |
| Coinbase Wrapped ETHcbETH Exchange liquid staking token. | ETH Staking | DeFi | Coinbase | Variableno end date | 2.32% | $451M | $2,611 | Earn →ref |
| Lido Staked ETHstETH Largest liquid staking token. Exit via the Ethereum queue, or instantly on the secondary market. | ETH Staking | DeFi | Lido | Variableno end date | 2.28% | $22.1B | $2,284 | Earn →ref |
| Wrapped stETHwstETH Non-rebasing wrapper around stETH. | ETH Staking | DeFi | Lido | Variableno end date | 2.28% | $22.1B | $2,851 | Earn →ref |
| Rocket Pool ETHrETH Decentralised staking. | ETH Staking | DeFi | Rocket Pool | Variableno end date | 2.28% | $1.1B | $2,685 | Earn →ref |
| Binance Beacon ETHWBETH Exchange liquid staking token. | ETH Staking | DeFi | Binance | Variableno end date | 2.19% | $8.3B | $2,527 | Earn →ref |
| Binance Simple Earn Simple Earn Flexible, USDT. The advertised 6% applies only to the first 200 USDT — on a $10,000 deposit it works out at about 2.1%. | CeFi Earn | CeFi | Binance | Variableno end date | 2.08% | n/d | — | Earn →ref |
| pumpBTCpumpBTC Babylon BTC | BTC Yield | DeFi | pumpBTC | Variableno end date | 1.92% | $214M | $103,800 | Earn →ref |
| Solv BTC (Babylon)SolvBTC.BBN | BTC Yield | DeFi | Solv | Variableno end date | 1.61% | $742M | $103,900 | Earn →ref |
| Mantle mETHmETH | ETH Staking | DeFi | Mantle | Variableno end date | 1.61% | $540M | $4,480 | Earn →ref |
| Aave v3 WETHaEthWETH Supply yield. | DeFi Lending | DeFi | Aave | Variableno end date | 1.45% | $685M | $4,180 | Earn →ref |
| ether.fi BTCeBTC BTC restaking | BTC Yield | DeFi | ether.fi | Variableno end date | 1.38% | $496M | $104,100 | Earn →ref |
| Savings DAIsDAI DAI Savings Rate | Stablecoin Yield | DeFi | Sky (ex-Maker) | Variableno end date | 1.25% | $188M | $1.18 | Earn →ref |
| Lombard Staked BTCLBTC Babylon BTC staking. | BTC Yield | DeFi | Lombard | Variableno end date | 1.10% | $551M | $77,883 | Earn →ref |
| Pendle PT-sUSDePT-sUSDe Fixed yield if held to maturity. Tradeable before then, but the fixed rate is only locked in by holding. | LP & Vaults | DeFi | Pendle | Fixed to25 days left | 0.00% | $59M | $0.96 | Earn →ref |
| Gearbox Passive USDC Passive lending | LP & Vaults | DeFi | Gearbox | Variableno end date | 0.00% | $0M | $1.00 | Earn →ref |
| Kinesis GoldKAU 1 KAU = 1 gram of allocated gold. Pays a share of Kinesis transaction fees, not an interest rate — the Holder’s Yield pool is 15% of system fees, split across all KAU and KAG held. No realised rate is published. | Gold & Silver | RWA | Kinesis | Variableno end date | — | $334M | $139.87 | Earn →ref |
| Kinesis SilverKAG 1 KAG = 1 ounce of allocated silver. Same fee-share mechanism as KAU, not an interest rate. | Gold & Silver | RWA | Kinesis | Variableno end date | — | $232M | $62.37 | Earn →ref |
| PAX GoldPAXG 1 token = 1 troy ounce of gold. Pays no yield. Open to US and non-US investors. | Gold & Silver | RWA | Paxos | Variableno end date | — | $1.8B | $3,958 | Earn →ref |
| Tether GoldXAUT 1 token = 1 troy ounce of gold. Pays no native yield. | Gold & Silver | RWA | Tether | Variableno end date | — | $2.6B | $3,944 | Earn →ref |
Paid placement and referral disclosure. Featured rows are pinned to the top and marked; everything below is ordered only by the column you chose. Earn buttons are referral links. EarnDesk is operated by an employee of Kinesis Money. KAU, KAG and Kinesis Earn are listed here on exactly the same terms as every other asset, and are subject to the same rules. Read the full disclosure →